Akahu Apply is a tool that simplifies loan applications, financial hardship applications, and other forms of financial assessment.
You can choose to link your financial accounts using open banking, or upload PDF statements from your bank.
The data is automatically aggregated and categorised, delivering a high quality dataset and report for fast decision-making.
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Your advisor or lender will send you a personalised link to Akahu Apply.
Connect your bank and other financial accounts using open banking.
Alternatively, you can choose to manually upload PDF statements.
It typically takes 1-2 minutes to complete this process.
Your advisor or lender is immediately notified that your data is available, and our categorisation makes it much faster for your application to be processed.
Akahu has been independently certified as compliant with ISO 27001, a global standard for information security management.
If you link financial accounts using open banking, Akahu's access permissions are limited to one-off retrieval of relevant data. Your bank credentials are never stored.
Your data is shared with the advisor or lender that you explicitly grant access to, and is not sold to other parties.
After your data has been shared with your advisor or lender, Akahu deletes your data in accordance with our Privacy Notice.
Akahu is New Zealand’s leading open finance intermediary. We provide data connectivity to a broad range of government, corporate, and fintech organisations.
Akahu’s purpose is to give people control of their data.
We do that by providing a simple way to connect your financial accounts to value-adding services.
Akahu is an "accredited requestor", meaning that we are a direct participant in New Zealand's regulated open banking system.
Where possible, Akahu connects to banks using this regulated system.
Look for the official mark to know when you're being invited to use the regulated open banking system.
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We also support "classic connections" with banks and other financial service providers that are not part of the regulated open banking system.
Classic connections are facilitated by Akahu logging in as you in order to fetch the data or initiate the payment in accordance with your instructions.
