Akahu provides open finance infrastructure for New Zealand.

Reliable, secure, and deeply functional account connectivity with NZ financial institutions.

Akahu is used by:

Picture of a phone in a hand showing a Akahu consent screen
Picture of a phone in a hand displaying an Akahu consent screen

Fetch data and initiate payments

We provide a broad range of open finance functionality for New Zealand. Our customers include Government, accounting solutions, personal finance tools, payroll services, and much more.

Akahu's API supports both one-off and ongoing account connectivity. Our team is here to help you navigate the options to power your use cases.


Once a bank account is connected, you can initiate a payment with a simple API call. It's an order of magnitude cheaper than cards, faster to settle, simple to reconcile, and convenient for users.

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Request one-off or ongoing access to transactions, balances, and account metadata. Aggregate information from bank, investment, KiwiSaver, and other financial accounts.

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Banks hold a trove of data about us. They collect our identity details, record our transaction data, and maintain our account balances. You can use this data for KYC, AML, and other compliance use cases.

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Akahu's transaction enrichment engine can be used as a standalone API endpoint, without needing connected accounts. Just pass in a raw transaction description, and get back the trading name, category, logo, location, and more.

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Loan Application Summaries

Akahu can ingest PDF bank statements that are supplied by a loan applicant or broker, and convert them into a simple, accurate, loan application summary.

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Transaction Data

Request one-off or ongoing access to a stream of unified transaction data. Transaction data is standardised and then enriched (where relevant) with the trading name, category, logo, location, and more.

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Got Questions?

Give us a call, and we can explore the use cases that are relevant to your product or business.

Get in touch

Our mission is to give people control of their data.

We do that by providing the best account connectivity in New Zealand. Read more about our story, and why we care.

About Us

Built for developers

We’re solely focussed on providing the best account connectivity in New Zealand.

Our aim is to make it simple and secure to build on top of our open finance infrastructure.

API Docs
Image with logos of some of the integrations that are supported by Akahu.

Option one

Use the API right now

The fastest way to get started is to create a sandboxed personal app. This will grant you instant API access to your own accounts.

Get Started

Option Two

Get full API access

If you’re ready to create a full app for testing with multiple users, just get in touch and we’ll send you credentials.

Contact Us

Responsive development

We love hearing about your ideas and requirements. If you want us to extend or modify our API, just ask and we promise a fast response so you're not left wondering.

Join our Slack workspace

Join our Slack workspace for developers that are working with our API. Get support from the community and our team.

Join our Slack workspace